Home Is Where The Hummingbird Lives:
Surviving Homeownership
One Woman. One Large Bank. One Extraordinary Outcome.
Home is Where the Hummingbird Lives is the true story of a single mother who found herself unable to pay her mortgage after being struck by someone driving blindly through an intersection. This accident would be a swift blow to Sophia’s business and change the trajectory of her life. On the brink of losing her home, she fought Wells Fargo Bank for over half a decade in an effort to receive the lender support promised after the big bank bailout. What Sophia found through her years as a crusader for the American homeowner was a maze of deceit, lies, and banking transgressions that would only be uncovered by her battle, and subsequent win, against Wells Fargo Bank.
This raw and empowering memoir details her journey as she uncovers the truth about the largest banks in America and shines a light on the many individuals who fed off the systemic looting being carried out by the big banks. There is simply not enough information out there to help the people of this country understand the long ranging devastation caused by the housing crisis—we the people did not just temporarily bail the banks out of the catastrophe of 2008—the taxpayers are now in a constant stasis of being drained by The Emergency Economic Stabilization Act. The bailout is ongoing, and the banks are earmarked to receive additional trillions. Few realize how little the big banks were regulated or how easy it would be for them to repeat history. This book offers concrete solutions to help individuals and families cope with economic uncertainty and mortgage misconduct woven together by Sophia’s determination and resilience as she fought to save her home.
“The author shares her vulnerability as a woman and a mother, in the midst of her drawn-out home loan modification battle with Wells Fargo Bank. By the end of this book, you will be inspired by her story—you might even come to the realization that you also will fight for what is right in the future.” - Dixie Crane
“Hindsight guides us into the future, so be aware of the lessons learned in Home is Where the Hummingbird Lives. The greatest lessons learned are accomplished through living and the wisdom provided by those who willingly share their past.”
- John (Jack) W. Galardi, Esq.
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